Stamp duty calculator Pune / Maharashtra 2026
Ready-reckoner-based duty for PMC, PCMC, PMRDA & councils + 1% metro cess and female-owner rebate. RR rates frozen for FY 2026–27.
Build Desk · Tax
Maharashtra stamp duty 2026
Ready-reckoner-based duty by jurisdiction. Female owners get a 1% concession on residential.
- Effective rate6.40%
- Base duty rate5%
- Female concession-
Land rate (per sqm)
₹80,000–1,80,000
Built-up (per sqm)
₹30,000–65,000
Indicative 2025-26 ASR bands. For the exact ready-reckoner rate of your property, check the official IGR e-ASR 2.0 portal (select district → taluka → village → survey number).
Live result
Estimated total
₹4,80,000
Stamp duty ₹3,75,000 + cess/registration ₹1,05,000 · 6.40% of agreement
Breakdown
Next step
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Stamp duty in Pune and Maharashtra - the 2026 reality, in plain terms.
As of September 2026, stamp duty in Pune, PCMC and the PMRDA fringe runs 7% of the duty base. The base is the higher of your agreement value and the IGR ready-reckoner value for the exact lane and survey number. Baramati and other municipal councils run 4–6%. A 1% concession applies for female residential buyers. Registration is a separate 1%, capped at ₹30,000. Maharashtra froze the ready-reckoner for FY 2026–27 - no hike, no change until 31 March 2027.
For a ₹1 crore flat in PMC: stamp duty 6% (₹6,00,000) + metro cess 1% (₹1,00,000) + LBT 1% (₹30,000 capped) → total ₹7,30,000. In Baramati a comparable ₹80 lakh property would pay ₹4,08,000+₹30,000 = ₹4,38,000.
Ready reckoner rate in Pune & Maharashtra (FY 2026–27).
Maharashtra froze the ready-reckoner for FY 2026–27 - zero hike across all 36 districts - so the bands below are the binding duty base through 31 March 2027. These are indicativecorridors; the exact e-ASR rate is survey-number specific on the IGR portal. For the full district table, see the Gift deed stamp duty - the ₹200 family rate · 2026 ready-reckoner guide or the town-wise rate guide.
| Area / town | 2026 RR band | Note |
|---|---|---|
| Pune (PMC) - Central | ₹1,20,000 – 3,20,000 / sqm | Camp, Deccan, Kothrud central |
| Kothrud / Warje | ₹1,80,000 – 3,00,000 / sqm | PMC high-residential tier |
| Hinjewadi | ₹1,60,000 – 3,00,000 / sqm | IT-corridor premium |
| Hadapsar / Magarpatta | ₹1,40,000 – 2,60,000 / sqm | PMC east |
| Pune (PMC) - West | ₹2,00,000 – 3,50,000 / sqm | Baner, Balewadi, Aundh, Bavdhan |
| Pune (PMC) - East | ₹1,60,000 – 2,80,000 / sqm | Kharadi, Wagholi, Mundhwa, Viman Nagar |
| PCMC | ₹1,20,000 – 2,50,000 / sqm | Pimpri, Chinchwad, Wakad, Akurdi |
| Moshi / Chikhali | ₹90,000 – 1,80,000 / sqm | PCMC north |
| PMRDA fringe | ₹80,000 – 1,60,000 / sqm | Haveli, Maval, Khed, Shirur (non-metro) |
| Baramati | ₹80,000 – 1,80,000 / sqm | Baramati MC + rural |
| Daund | ₹40,000 – 1,00,000 / sqm | Daund MC + rural |
| Indapur | ₹35,000 – 90,000 / sqm | Indapur MC + rural |
| Saswad | ₹60,000 – 1,40,000 / sqm | Purandar taluka |
| Karad (Satara) | ₹18,000 – 2,20,000 / sqm | Karad MC + rural |
| Satara city | ₹20,000 – 2,50,000 / sqm | Satara MC |
| Solapur | ₹80,000 – 2,00,000 / sqm | Solapur MC + rural |
Stamp duty is calculated on the higher of agreement value or ready-reckoner value. PMC/PCMC areas: 7% total (5% base + 1% metro cess + 1% LBT/surcharge). Female residential owners get a 1% concession. Registration is 1% extra, capped at ₹30,000. Worked example - a 1,000 sqft flat (≈93 sqm) at the Pune West RR of ₹3,00,000/sqm: duty base ₹2.79 crore, duty 7% ≈ ₹19.5L. Always pull the exact e-ASR rate for your survey number from igrmaharashtra.gov.in before computing.
Stamp duty + registration in Pune - 2026 worked totals.
All figures are the total government cost (duty + metro cess + LBT where applicable, plus 1% registration capped at ₹30,000) on a residential resale, using the FY 2026–27 frozen slabs. The “female” column applies the 1% concession for a female residential buyer.
| Property value | PMC / PCMC (7%) | Council e.g. Baramati (5%) | Gram Panchayat (4%) | Female buyer (PMC 6%) |
|---|---|---|---|---|
| ₹50 lakh | ₹3,80,000 | ₹2,80,000 | ₹2,30,000 | ₹3,30,000 |
| ₹1 crore | ₹7,30,000 | ₹5,30,000 | ₹4,30,000 | ₹6,30,000 |
| ₹2 crore | ₹14,30,000 | ₹10,30,000 | ₹8,30,000 | ₹12,30,000 |
Duty is charged on the higher of your agreement value and the e-ASR ready-reckoner value - so a below-reckoner deal still pays on the reckoner. Run your exact numbers in the calculator above.
Stamp duty by deed type in Maharashtra.
Sale is only one instrument. Gifts, partitions, mortgages and agreements each carry their own rate - and mis-drafting one can mean paying conveyance duty on a transaction that should have been nominal.
| Deed | Indicative duty | Watch out for |
|---|---|---|
| Sale / conveyance | 5% base + cess (7% PMC/PCMC, 5–6% council, 4–5% GP) | The main slabs on this page. Add 1% registration, capped ₹30,000. |
| Gift deed (general) | 3% of value + 1% registration | Gift to specified blood relatives has historically had concessional treatment - confirm with your registrar before budgeting. |
| Partition / family settlement | Nominal duty (typically ₹100–₹500) | Applies to family partitions; a partition dressed as a sale attracts full conveyance duty. |
| Mortgage / hypothecation | 0.1%–0.2% of the secured amount | Depends on the type (simple vs usufructuary vs equitable) - check with the registrar. |
| Leave & licence / rent agreement | 0.25% of (rent + deposit) | An 11-month agreement has a lower flat duty; longer terms attract the percentage rate. |
| Development agreement | 1% of the consideration | Plus duty on the landowner's share where applicable. |
Deed rates change with amendments and differ by instrument wording. Confirm the current rate with your registrar or advocate before stamping - the figures above are planning guidance, not a legal opinion.
How to pay stamp duty and register a property in Maharashtra.
1. Pay the duty online (GRAS / e-Secure)
Maharashtra collects stamp duty through the GRAS e-challan system or the IGR e-Secure payment portal. You get a challan number and a paid receipt - keep both; the sub-registrar verifies the challan against the record at appointment.
2. Stamp the article (e-stamping)
For instruments not paid via the e-challan route, use e-stamping through the authorised collection centre. The stamp certificate reference number goes into the deed. Physical stamp paper is no longer the norm in Maharashtra.
3. Book the SRO appointment
Registration happens at the sub-registrar office (SRO) with jurisdiction over the property. Book a slot on the IGR appointment portal. Both buyer and seller (and two witnesses) must attend with originals.
4. Documents at the SRO
Sale deed (stamped), PAN and Aadhaar of both parties, passport photographs, the paid challan, proof of the higher-of valuation (agreement or e-ASR), previous title deed, property card or 7/12, and any NOC (society, bank, or authority). Missing one document is the most common reason for a turn-away.
5. Fee, biometrics and the registered deed
Registration fee is 1% of value capped at ₹30,000, plus scanning and other nominal charges. Biometrics are captured, the deed is scanned, and you receive the registered document - usually the same day, sometimes after 1–3 days at busy SROs.
6. Then update the record (Ferfar)
Registration alone does not change the 7/12 or property card. File the mutation (Ferfar) at the talathi/circle office so the revenue record shows the new owner - see our Ferfar tool and the property-card guide. Banks and future buyers read the revenue record, not the deed alone.
How stamp duty is calculated in Maharashtra.
1. Enter the higher of agreement value or ready-reckoner value
Maharashtra levies duty on whichever is higher - your agreement price or the IGR ready-reckoner (e-ASR) valuation for that lane and survey number. If the reckoner exceeds your deal value, duty is charged on the reckoner. Pull your exact e-ASR rate on igrmaharashtra.gov.in before you compute.
2. Pick the right jurisdiction slab
PMC/PCMC municipal areas: 7% total (5% base + 1% metro cess + 1% LBT/surcharge). Municipal councils like Baramati: 5–6% (no metro cess). Gram Panchayat areas: 4–5%. Female residential owners get a 1% concession. Registration fee is a separate 1%, capped at ₹30,000. Worked example - ₹1 crore flat in Pune, male buyer: stamp duty 6% = ₹6,00,000 + metro cess 1% = ₹1,00,000 + registration capped at ₹30,000 → ₹7,30,000 total government charges.
3. Lock the FY 2026–27 freeze into your timing
Maharashtra froze all ready-reckoner rates for FY 2026–27 - zero hike across all 36 districts - so duty computed today stays valid through 31 March 2027. If you are buying the plot this fiscal, closing before any FY 2027–28 revision protects 5–7% of your project budget. The calculator above applies current slabs instantly.
Stamp duty Pune: your questions answered.
What is the stamp duty rate in Pune in 2026?
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PMC/PCMC areas: 7% total (5% base + 1% metro cess + 1% LBT/surcharge) on the higher of agreement value or ready-reckoner value. Female residential owners get a 1% concession. Registration is 1% extra, capped at ₹30,000.
How is stamp duty calculated on a plot in Maharashtra?
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On the higher of the ready-reckoner (e-ASR) value or the agreement value for that lane and survey number. Municipal councils like Baramati: 5–6%. Gram Panchayat areas: 4–5%. Use the calculator above with your e-ASR rate for the exact figure.
Did Maharashtra change stamp duty or ready reckoner rates for 2026–27?
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Ready reckoner rates are frozen for FY 2026–27 - zero hike statewide - so stamp duty stays pegged to 2025–26 base values through 31 March 2027. No slab changes were announced.
Is there a stamp duty rebate for women buyers in Maharashtra?
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Yes - female residential property owners get a 1% concession on stamp duty. The calculator applies it when selected.
What is the registration fee cap in Maharashtra?
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Registration is 1% of property value, capped at ₹30,000 for properties above ₹30 lakh. Stamp duty is separate and additional.
Is stamp duty charged on agreement value or market value?
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On whichever is higher: your agreement price or the IGR ready-reckoner valuation. If the reckoner exceeds the deal value, duty is levied on the reckoner - this is what stops undervaluation.
What is the stamp duty on a gift deed in Maharashtra?
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3% of the property value for a general gift deed (different from sale/conveyance rates), plus 1% registration. Gift deeds between certain blood relatives have historically attracted concessional treatment - confirm the current position with your registrar or lawyer before budgeting.
Is GST charged in addition to stamp duty on under-construction property?
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Yes - they are separate. GST at 5% (without input tax credit) applies to under-construction properties; completed ready-possession properties attract no GST. Stamp duty + registration apply to every registration regardless. Budget both.
About this tool
Or ask Arsa AI in the dock at the bottom of the page - it has the latest Pune & Baramati cost data and the live permission regime for every area.
WhatsApp a builderWhat is the stamp duty rate in Pune in 2026?
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PMC/PCMC areas: 7% total (5% base + 1% metro cess + 1% LBT/surcharge) on the higher of agreement value or ready-reckoner value. Female residential owners get a 1% concession. Registration is 1% extra, capped at ₹30,000.
How is stamp duty calculated on a plot in Maharashtra?
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On the higher of the ready-reckoner (e-ASR) value or the agreement value for that lane and survey number. Municipal councils like Baramati: 5–6%. Gram Panchayat areas: 4–5%. Use the calculator above with your e-ASR rate for the exact figure.
Did Maharashtra change stamp duty or ready reckoner rates for 2026–27?
+
Ready reckoner rates are frozen for FY 2026–27 - zero hike statewide - so stamp duty stays pegged to 2025–26 base values through 31 March 2027. No slab changes were announced.
Is there a stamp duty rebate for women buyers in Maharashtra?
+
Yes - female residential property owners get a 1% concession on stamp duty. The calculator applies it when selected.
What is the registration fee cap in Maharashtra?
+
Registration is 1% of property value, capped at ₹30,000 for properties above ₹30 lakh. Stamp duty is separate and additional.
Is stamp duty charged on agreement value or market value?
+
On whichever is higher: your agreement price or the IGR ready-reckoner valuation. If the reckoner exceeds the deal value, duty is levied on the reckoner - this is what stops undervaluation.
What is the stamp duty on a gift deed in Maharashtra?
+
3% of the property value for a general gift deed (different from sale/conveyance rates), plus 1% registration. Gift deeds between certain blood relatives have historically attracted concessional treatment - confirm the current position with your registrar or lawyer before budgeting.
Is GST charged in addition to stamp duty on under-construction property?
+
Yes - they are separate. GST at 5% (without input tax credit) applies to under-construction properties; completed ready-possession properties attract no GST. Stamp duty + registration apply to every registration regardless. Budget both.