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RERA vs non-RERA flat: which is better, in plain numbers.

Every new-project booking in Maharashtra above 500 sq m or 8 units is legally a RERA booking - and that word decides where your money sits, what you are promised, and what happens when the builder slips. Here is the difference in the protections that actually pay out, when a non-RERA deal is perfectly normal, and the free check that settles it in two minutes.

What a RERA flat actually guarantees (and a non-RERA flat does not)

ProtectionRERA flatNon-RERA flat
Your money70% of receipts in a monitored escrow, drawn against certified construction progressNo escrow - payments are unsecured working capital
Pricing basisCarpet area, by lawWhatever the builder quotes (often super built-up)
Defect liability5 years on structure and workmanship from possessionOnly what the agreement says, if anything
DelayWithdraw with full refund + interest, or stay and draw interestRecourse only through the agreement or the courts
Before agreementMax 10% of price collectedUncapped in practice
Public recordsSanctioned plan, layout, promoter and litigation history published freeNone - you inspect what the seller volunteers

The registration threshold is 500 sq m of development or more than 8 units - set by section 3 of the Real Estate (Regulation and Development) Act, 2016, in force from 1 May 2017. That is why "is it RERA?" is really three questions: is the project above the threshold, did it receive its occupancy certificate before 1 May 2017, and is it registered as required. Only the third answer can hide a problem.

When non-RERA is perfectly normal

Completed old buildings

A resale flat in a building whose OC was received before 1 May 2017 sits outside RERA by law. Nothing is wrong - your diligence just moves to conveyance deed, share certificate, society dues and the property card.

Genuinely small projects

A 4-unit building or a development under 500 sq m is exempt. The builder may still register voluntarily; ask which it is.

NA plots outside schemes

A single NA plot sold without a layout scheme is not a RERA transaction. The land record - 7/12, ferfar, NA order, zone certificate - becomes your entire protection.

Red flag case

A large, ongoing project with no MahaRERA number at all. No escrow, no delay liability, no published plan - insist on registration before any payment, or walk.

The two-minute check before you book

  1. Find the MahaRERA number. Format P5xx000xxxxx. It must be on the advertisement, the brochure and the booking form. No number on a large ongoing project = stop.
  2. Pull the project page free on MahaRERA, or drop the number into our MahaRERA project tracker - it also surfaces the sanctioned plan and OC status alongside registration.
  3. Check three things on the record: registration valid (not expired), sanctioned plan matching what the sales team is showing, and litigation/complaints history.
  4. For non-RERA deals, replace RERA's protections: title search, NA and plan sanctions, tax dues, and - for old buildings - the society's conveyance status.

Booking this festive season? Diwali to Gudi Padwa is when Pune's launches and discounts cluster - and when the fastest paperwork gets sloppiest. Run the check the same day you get the quote: stamp duty first, then registration status, then the site visit.

One line to remember

RERA is not a feature the builder is gifting you - it is the legal floor. A non-RERA flat is only normal when the law itself exempts the project; everywhere else, the missing number is the answer.

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